Abstract:
This thesis aims to identify the most important regulations governing mergers
and acquisitions (M&A) in the banking sector, and to explain how these operations
can serve as alternative tools for managers or regulatory institutions to resolve a
bank's crisis, thereby avoiding liquidation or restructuring. A mixed-method
approach was adopted to conduct the research focused on the legal aspects of
M&A transactions and highlighted four most important legal aspects necessary for
bank mergers. Further, this study presents both European and American
regulatory frameworks and develops a comparative view. Finally, this thesis
examines one real case of two banks that successfully executed a merger. From a
legal perspective, the analysis will provide insight into why the M&A operation
was an efficient solution to improve the financial situation affecting one of the
banks.
